With that being said, what else can be done to reduce funeral costs?
Here are six tips for planning a funeral on a budget.
There is a lot of competition in the funeral industry, so it pays to shop around. Get price quotes from several funeral homes and compare them before making a decision.
It is also worth using a funeral director who is willing to work with you on costs.
Some funeral directors are more flexible than others. If you’re on a tight budget, look for a funeral director who you can trust and who is willing to work with you to keep costs as low as possible.
Choose a simple casket
Caskets can be very expensive, so opting for a simple wood or fiberglass model can save you a lot of money.
Nowadays, there are also biodegradable options, like wicker baskets, which can be even more affordable so it is important to research all of the different options when choosing your final resting place.
Skip the flowers
Flowers can be very expensive, so you may want to skip them altogether or ask family and friends to donate flowers instead of buying them.
Extras like limousines, obituary notices, and thank-you cards can add up quickly, so only include them if you need them.
Transportation to and from the venue can be incredibly expensive. Therefore, where possible try to encourage people to form groups so they can arrive in the same vehicles.
If agreed with all relatives beforehand, obituary notices can be posted on social media for free. Instead of posting thank you cards, you could write personal emails to everyone who attended the funeral.
Keep the guest list small
This means limiting the invitees to close friends and family members only. If you have a larger network of friends, you may want to consider hosting a memorial service for everyone to attend instead.
A memorial service could be as simple as food and drinks at a loved one’s home, or a trip to a favorite restaurant. While this may seem like a lot of work at first, it can be quite therapeutic for those who are grieving.
Since the pandemic, virtual services have also been introduced as a cost-effective and safe alternative for people to pay respects and say goodbye. It might therefore be worth considering a virtual element to the service for people who cannot attend in person.
Consider using a funeral home that offers cremation services
Cremation is typically cheaper than a traditional burial, so this could be a great option if you’re looking to save money depending on your last wishes. Plus, there are a variety of different ways you can still honor someone’s memory without a burial.
For example, ashes can be made into a piece of jewelry, or you can scatter them in a place that is special and has meaning.
Ultimately, by following some of the tips mentioned above, you can save money on the cost of a funeral and avoid financial stress at an already difficult time.