Whether at home, in an office, learning institution, or any other place that we need cash, we always look forward to having the quickest way to make our daily procurement. The use of credit cards has proved to be convenient…

Here’s a story you may have heard before. I spoke to a friend of my mother’s, and this is a story that she had to share with us all. I am 50. I earn $800 a month, and I have…