What Is Credit Borrowing
In virtually every aspect of our lives, we are told that credit is bad. It is irresponsible to take on more debt than what you can pay off in a month, and it is a sign of weakness to ask…
How Well Do Young Adults Handle Their Personal Finance?
Personal finance is a subject that is very interesting, and it is one of the most important things in a person’s life. There are many people who have been trying to save money, and there are also people who don’t…
Why are Neon Signs So Expensive?
Every household has a budget and so will be looking to purchase items as cheaply as possible, yet ones which look of the quality they can feel proud to give living space to. We already know we can make our…
Top 3 Benefits of Using Credit Cards
Whether at home, in an office, learning institution, or any other place that we need cash, we always look forward to having the quickest way to make our daily procurement. The use of credit cards has proved to be convenient…
My Credit Card Mistakes Explained
These days, credit cards are more of a necessity considering that they are convenient, secure, offer generous reward systems, and help build a healthy credit score. They also have a fair share of downsides, especially when you do not use…
Credit Repair Lessons Learnt After a Troubled Financial Past
Here’s a story you may have heard before. I spoke to a friend of my mother’s, and this is a story that she had to share with us all. I am 50. I earn $800 a month, and I have…
What You Should Do When You Finally Get Out of Debt
If you have ever struggled with debt, you understand that it is not a pleasant experience. I once struggled to pay my debts, and I know how draining it feels. Even with some wonderful tools, like the secured loan calculator…
Teaching Kids About Money
I may have my opinion as to when is the ideal time to teach kids about money, but there are plenty of other people who may think differently. In my case, I will have to wait until my young ones…
Calculating Car Ownership Costs: How Much You Spend and How to Save
Cars don’t come cheap. We all know this. Aside from what it costs to own a vehicle, owners also have to think about insurance, maintenance and gas, and other costs. Even with the cheapest clunker, car owners expect to spend…
Handling A Personal Financial Crisis
A financial crisis can occur on a personal level as well as a business level. Either way, they can be devastating, which everyone should think about before this type of situation occurs. Nobody likes to think about negative things, but…
